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    Scenario:
    You have recently been hired as the Risk Manager for a retail chain, which also has online presence. In your new role, you need to establish an ERM program.
    – How would design your program? What org. structure, process will you implement?
    –  Highlight a few key risks that you think are critical for this business

    Hint: think about ERM process, inherent and residual risk, all kinds of risks we have learnt about, different program structures we have studied and the phases of the ERM program

    Papers should be at least 1,000 words excluding a restatement of the assignment, table of contents, abstract and bibliography. Make sure that you properly cite your sources (according to APA format).

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