Consumer Credit1. Critique the use of bank debit cards. Bank debit cards are becoming a popular alternative to using checks or credit cards. Investigate the advantages and disadvantages of using a bank debit card and answer the questions below.Here are some ideas to consider in your investigation:Where did you get your information?2. Your textbook defines an installment loan as a loan with regular payments (Cleaves Hobbs & Noble 2014 page 428). Search the internet to find an article or application of a type of installment loan that you find interesting that you encounter on a daily basis or that you find in your profession. Present this article or application to the class and explain why you chose the example. Find the amount financed the installment price and the finance charge of the installment loan. Include the URL for the site you used. Do not copy the text in the site verbatim. You should summarize your findings.