Main Idea: The decision-making process of many individuals and
families who either choose to secure health insurance or pay a progressively increasing percentage of their income for not having it.

Direction from Professor: ” This is not an opinion piece but a research paper”
Part 1: Back ground paper for the Op Ed This paper should discuss the underlying issues/problems that shape the policy issue you have chosen to address. Your paper should: Describe your topic and why this topic is of policy concern (1/2 page), Identify population effected by the topic (1/2 page), Discuss impacts that this policy has on particular sub-populations (1/2 page), Discuss the debate about the future directions regarding the topic. Here you should understand the point of those with whom you disagree (1 page), Identify the value choices and ideology that shape the policy responses regarding your topic (1 page), Discuss alternative policy options that have been proposed to address your topic (1 page), Discuss briefly budget issues related to the policy (1/2 page)